Skip to Content

Today's Rates

Interest Rate APR Discount Points Down Payment

30 Year Fixed Conforming 3.750% 3.926% .000 25%

15 Year Fixed Conforming 3.375% 3.645% .000 25%

5 Year ARM Conforming 3.625% 4.111% .000 25%

30 Year Fixed FHA 3.375% 4.498% .000 3.5%

FHA 5/1 ARM 3.500% 4.705% .000 3.5%

30 Year VA 3.375% 3.748% .000 0%

5 Year VA ARM 3.375% 3.901% .000 0%

30 Year USDA 3.625% 4.218% .000 0%

30 Year Fixed Jumbo (loans > $484,350) 3.750% 3.874% .000 25%

5&5 Advantage Jumbo 5/5 ARM (loans > $484,350) 3.625% 3.737% .000 25%

2 Step Advantage Jumbo 15/15 ARM (loans > $484,350) 4.250% 4.262% .000 25%


Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence.
To receive a personalized quote from a Long Mortgage Consultant, Get Pre Qualified here.

Mortgage rates as of 12/11/2019 12:40 PM ET.   Interest rates and annual percentage rates (APRs) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. Accuracy is not guaranteed and products may not be available to all borrowers based on their individual situation.  This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in Alabama, District of Columbia, Florida, Georgia, Indiana, Kansas, Maryland, Michigan, Missouri, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and Wisconsin. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org)

Back to top